Easy Repayment

Repayment Options

Multiple convenient ways to repay your loan. Choose the method that works best for you.

Payment Methods

UPI / GPay

Repay directly through UPI or Google Pay. Fast, secure, and convenient.

How to pay:

  1. 1Open your UPI / GPay app
  2. 2Select Pay or Send Money
  3. 3Enter Kredit724 UPI ID
  4. 4Confirm payment amount and complete

PhonePe

Use your PhonePe account for quick and easy loan repayment anytime.

How to pay:

  1. 1Open your PhonePe app
  2. 2Go to Send Money section
  3. 3Enter Kredit724 details
  4. 4Enter details and confirm payment

Bank Account

Transfer directly from your bank account to settle your loan balance.

How to pay:

  1. 1Log into your mobile banking app
  2. 2Select Fund Transfer
  3. 3Enter Kredit724 account details
  4. 4Complete the transfer

Repayment Terms

Loan Term

Flexible tenures from 3 to 24 months based on eligibility and approved loan terms.

Interest and APR

Interest rate ranges from 15.95% to 35.95% per annum, with maximum APR of 50% per annum.

Late Payment Charges

Late payment charges apply only in case of delayed repayment and are disclosed before acceptance.

Early Repayment

You can repay your loan early without any additional penalties or fees.

Transparent Pricing

We keep it transparent. You'll always know the loan amount, tenure, interest, fees, repayment schedule and charges before acceptance through the KFS and loan agreement.

If you applied by mistake, please repay within 24 hours and reach out for free cancellation assistance.