Loan Products
Digital nano loans designed for your convenience. Quick approval, flexible terms, and transparent pricing.
Loan Amount
Rs. 1,500 - Rs. 2,00,000
Choose an amount that suits your needs
Loan Term
3 - 24 Months
Flexible repayment periods
Interest Rate
15.95% - 35.95% p.a.
Transparent pricing with no hidden fees
RBI Registered NBFC
Fully Regulated
Your security is our priority
Instant Nano Loans
Kredit724 makes borrowing quick and stress-free. Apply in minutes, receive funds directly in your account, and repay on flexible terms — all from your smartphone.
Our digital personal loans are designed to help you meet financial needs through a clear application, KYC, agreement, disbursal and repayment process.
Loan Calculator Summary
Why Choose Kredit724?
Flexible Repayment Options
Repay easily through multiple convenient payment methods
UPI / GPay
Quick UPI payments
PhonePe
Convenient mobile payments
Bank Account
Direct bank transfers
Loan Disclosure
Loan amount: Rs. 1,500 to Rs. 2,00,000
Loan tenure: 3 to 24 months
Interest rate: 15.95% to 35.95% per annum
Maximum APR: 50% per annum
Processing fee: 1% to 7.5% of the loan amount
GST: Applicable on fee components as per Indian law
Late payment charges: Applicable only in case of delayed repayment
Minimum repayment period: No personal loan offered through the app requires full repayment in 60 days or less
All applicable loan terms, fees, repayment schedule and charges are disclosed before acceptance through the Key Facts Statement (KFS) and loan agreement.
Representative Example
Loan amount: Rs. 50,000
Tenure: 12 months
Interest rate: 17.95% per annum
Processing fee: Rs. 1,000
One-time registration fee: Rs. 250
GST on fees: Rs. 225
Amount disbursed: Rs. 48,525
EMI: Rs. 4,583
Total repayment amount: Rs. 54,996
APR: 23.77%
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