Instant Nano Loans. Simple, Secure, Trusted.
Kredit724 makes borrowing quick and stress-free. Apply in minutes, receive funds directly in your account, and repay on flexible terms — all from your smartphone. Our lending partner is NARAINSONS INVESTMENTS FINANCE AND CONSULTANCY PRIVATE LIMITED.
RBI Registered NBFC
Fully Regulated
No Hidden Fees
100% Transparent
Instant Approval
Within Minutes
Why Choose Us
Experience the Future of Digital Lending
Our secure, transparent, and customer-centric approach makes us India's trusted nano-loan app.
Compliance and Safety
Fully licensed by RBI with strict data protection and privacy measures in place.
Product Information
Clear terms, transparent pricing, and detailed loan information before you apply.
Eligibility Criteria
Simple requirements - PAN Card, Aadhaar, active mobile number, and bank account.
Only 3 Steps
Download the app, apply for your loan, and receive funds in minutes.
Plan Your Loan
Calculate Your Loan
Estimate EMI, disbursal and total repayment using a representative annual interest rate. Final terms are disclosed in the KFS and loan agreement before acceptance.
Loan amount: Rs. 1,500 to Rs. 2,00,000. Tenure: 3 to 24 months.
Interest rate range: 15.95% to 35.95% per annum.
Maximum APR: 50% per annum.
Processing fee range: 1% to 7.5% of the loan amount.
Estimated Breakdown
Representative example
Loan amount: Rs. 50,000, tenure: 12 months, interest rate: 17.95% per annum, processing fee: Rs. 1,000, one-time registration fee: Rs. 250, GST on fees: Rs. 225, amount disbursed: Rs. 48,525, EMI: Rs. 4,583, total repayment amount: Rs. 54,996, APR: 23.77%.
Simple Process
How It Works
Get your loan in just 4 simple steps. Our streamlined process ensures you get funds quickly and hassle-free.
Kredit724 App
Download the Kredit724 app & register with Mobile Number.
Apply
Apply for your desired loan (Rs. 1,500 - Rs. 2,00,000).
Get Approved
Get quick approval & funds disbursed.
Repay Easily
Repay easily through UPI, GPay, PhonePe or Bank Account.
Ready to Transform Your Financial Future?
Get Your Loan in 5 Minutes
Join over 50,000+ satisfied customers who trust Kredit724 for their financial needs. No paperwork, no waiting, just instant funds when you need them most.
Reviews
User Testimonials
Real stories from real users who love what we do.
As a farmer, the ₹8,000 loan from Kredit724 helped me revitalize my wheat fields. This support enabled essential purchases like fertilizer and irrigation, demonstrating Kredit724's significant role in empowering farmers.
Rajesh Kumar
Farmer
Kredit724's ₹3,000 loan was a lifeline when I was struggling. Their help allowed me to buy a dress for my sister's wedding, turning struggle into joy. I'm deeply grateful to Kredit724.
Priya Sharma
Teacher
Kredit724 was a lifesaver! Their ₹5,000 loan enabled me to fulfill a crucial commitment and deliver an important order. Their timely help was key to my business success.
Amit Verma
Entrepreneur
Quick Check
Eligibility Requirements
Simple requirements to get started. Most applications are approved within minutes of submission.
Age Requirement
18+
Must be 18 years or older
Valid PAN Card
Required
Indian PAN Card / Aadhaar
Bank Account
Required
Active Indian bank account or UPI
Mobile Number
Required
Active Indian mobile number